Terms & Conditions

Effective Date: 03 December 2025
Website: www.InsureNG.ng
Welcome to InsureNG. By using our website, tools, and resources, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree, please discontinue use of the website immediately.

1. Introduction

InsureNG is an online information platform that provides educational content, guides, tools, and resources related to insurance in Nigeria.
We are not an insurance company, insurance broker, or insurance agent, and we do not underwrite, sell, or issue insurance policies.

Use of this website means you understand and accept these Terms.

2. Eligibility

To use this website, you represent that:

  • You are at least 18 years old, or you have parental/guardian permission
  • You will use the website in compliance with all applicable laws in Nigeria
  • The information you provide is accurate and truthful

3. Use of Website Content

All content on InsureNG — including articles, guides, graphics, tools, and resources — is for information and educational purposes only.

You agree not to:

  • Copy or reproduce our content without permission
  • Sell, distribute, or republish our materials
  • Misuse or alter content in a way that misleads others
  • Use the website for fraudulent or illegal activities

You may share our content only if:

  • Proper credit is given to InsureNG
  • A link to the original page is included

4. No Professional or Financial Advice

Content on InsureNG is:

  • General information
  • Based on publicly available data and expert insights
  • Not tailored to your specific financial, legal, or insurance needs

We do not offer:

  • Professional advice
  • Insurance underwriting
  • Brokerage or intermediary services
  • Legal or financial recommendations

Before buying insurance, always consult a licensed insurance company or broker.

5. No Client Relationship

Using our website does not create any:

  • Agent-client relationship
  • Broker-client relationship
  • Professional advisory relationship

We do not collect payments for insurance, nor do we process claims or policy purchases.

6. Third-Party Links and Services

InsureNG may include links to:

  • Insurance companies
  • Brokers
  • Industry regulators
  • News websites
  • External resources

We do not control, endorse, or guarantee the accuracy of any third-party content. You access them at your own risk.

We are not responsible for:

  • Their services or products
  • Their privacy practices
  • Your interactions with them

7. User Responsibilities

When using InsureNG, you agree to:

  • Use the website legally and responsibly
  • Not upload harmful content, viruses, or malicious code
  • Not attempt to break, disrupt, or hack the website
  • Not impersonate another person or misrepresent your identity
  • Not interfere with the website’s functionality or security

8. Disclaimer of Warranties

InsureNG is provided on an “as is” and “as available” basis.

We do not guarantee:

  • That the information provided is always complete, accurate, or up to date
  • That the website will be available without interruptions
  • That the website will be error-free or free from harmful components

Your use of the website is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law:

  • InsureNG is not liable for any direct, indirect, incidental, or consequential damages that arise from the use of our website, content, tools, or links.
  • We are not responsible for losses resulting from decisions made based on information found on the website.
  • We are not responsible for any dealings you have with third parties linked from the site.

10. Intellectual Property Rights

All content on InsureNG — including:

  • Articles
  • Logos
  • Website layout
  • Tools
  • Graphics
  • Branding

— is the exclusive property of InsureNG unless stated otherwise.

You may not use any of these without written consent.

11. Amendments to the Terms

We may update or change these Terms at any time. When changes occur, we will update the Effective Date at the top.

Continued use of the website after changes means you accept the revised Terms.

12. Termination of Access

We reserve the right to suspend or terminate your access to all or parts of the website if:

  • You violate these Terms
  • You misuse the website
  • You engage in activities that threaten the site’s security or integrity

We may do this without prior notice.

13. Governing Law

These Terms & Conditions are governed by the laws of the Federal Republic of Nigeria.

Any disputes arising from your use of InsureNG will be handled under Nigerian jurisdiction.

14. Contact Us

If you have questions or concerns about these Terms, contact us:

Email: info@insureng.ng
Website: www.InsureNG.ng

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