Disclaimer

Effective Date: 03 December 2025
Website: www.InsureNG.ng
The information provided on InsureNG is for general information and educational purposes only. By using this website, you acknowledge and agree to the terms outlined in this Disclaimer.

1. Not an Insurance Company or Agent

InsureNG is NOT:

  • An insurance company
  • An insurance broker
  • An insurance agent
  • A financial advisory firm
  • A claims processing organisation

We do not underwrite insurance, sell insurance policies, issue certificates, or handle claims.

All content on the website is strictly informational.

2. No Professional Advice

The content on this website—including articles, guides, categories, tools, and resources—does not constitute:

  • Professional insurance advice
  • Financial advice
  • Legal advice
  • Tax advice
  • Risk management services

Information provided here is not tailored to your individual insurance needs or circumstances.

Before purchasing or making decisions about insurance, please consult a licensed insurance company or broker in Nigeria.

3. Accuracy of Information

While we work hard to publish accurate, updated, and reliable information:

  • We make no guarantees of completeness, accuracy, or timeliness
  • Insurance rules, NAICOM regulations, policy terms, and prices may change without notice
  • Mistakes or omissions may occur

Use this website at your own discretion.

4. No Liability

To the fullest extent permitted by Nigerian law, InsureNG is not liable for:

  • Any losses, damages, or expenses resulting from your reliance on the information on this website
  • Decisions you make based on our content
  • Actions or inactions of any insurance company, agent, or third party
  • Errors, inaccuracies, or omissions in the content
  • Any business dealings you enter into with third parties linked from our site

You assume full responsibility for your use of the website.

5. External Links Disclaimer

Our website may contain links to:

  • Insurance companies
  • Brokers
  • News sources
  • Government agencies
  • External blogs
  • Third-party tools

These links are provided for convenience and informational purposes only.

InsureNG:

  • Does not endorse or guarantee third-party content
  • Is not responsible for their products, services, or practices
  • Has no control over the accuracy or safety of their websites

You access external links at your own risk.

6. No Client Relationship

Use of this website does not create any:

  • Agent-client relationship
  • Broker-client relationship
  • Advisory relationship

Submitting forms, reading content, or communicating with InsureNG does not make us your insurance advisor.

7. Personal Risk Disclaimer

Insurance is a regulated and technical field.
Misunderstanding insurance information can lead to losses, uncovered risks, or financial exposure.

You are responsible for verifying information directly with licensed insurance professionals.

8. Testimonials, Examples, and Opinions

Any examples, user stories, opinions, or illustrations on the website are:

  • For explanation purposes only
  • Not guarantees of similar results
  • Not professional recommendations

Views expressed in articles or commentary may not represent the official position of InsureNG.

9. Changes to This Disclaimer

We may update this Disclaimer at any time without prior notice.
The updated version will be posted with a new Effective Date.

Your continued use of the website indicates acceptance of revisions.

10. Contact Us

For questions about this Disclaimer, contact us:

Email: info@insureng.ng
Website: www.InsureNG.ng

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